Finances refers to the management and analysis of money and investments. It includes activities such as budgeting, investing, borrowing, saving, and financial planning. Finances are essential for individuals, businesses, and governments to achieve their goals and sustain their operations. Research in finances typically focuses on topics such as market analysis, risk management, financial decision-making, and economic forecasting. The goal of research in finances is to improve financial literacy, efficiency, and stability in all sectors of society.